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Terms of service / Distribution agreement

Terms Of Service

Please Read And Review Carefully

Health Leads Direct provides their lead services to you subject to the following conditions. If you visit or purchase leads at Health Leads Direct, you accept these conditions. Please read them carefully.

NOTICE: By signing up for an account with Health Leads Direct with or without a purchase, you understand agree to the following terms. By supplying your credit card information you are granting Health Leads Direct and its affiliates the right to exercise all rights to charge your credit card for "any" AND "all" purchases. You represent and warrant that the credit card you use is yours or within your authorization to use.

Your Credit Card Information:

  • We protect the security of your information during transmission by using Secure Sockets Layer (SSL) software, which encrypts the information you send us.
  • It is important for you to protect against unauthorized access to your password and to your computer. Be sure to sign off when finished using a shared computer.
  • You are providing your credit card information voluntarily.
  • By providing you credit card information your giving us the authority to charge your credit card for purchases made on this web site.
  • When you buy a lead on-line it is not "guaranteed available" until you have checked out. So even though you may have it in your cart, if someone else has it in their cart and checks out before you, they will receive the lead.

Your Account

If you use this site, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your account or password. Health Leads Direct does sell products for children, but it sells them to adults, who can purchase with a credit card. If you are under 18, you may use Health Leads Direct only with involvement of a parent or guardian. Health Leads Direct and its affiliates reserve the right to refuse service, terminate accounts, remove or edit content, or cancel orders in their sole discretion. By providing you credit card information your giving us the authority to charge your credit card for purchases made on this web site. Without your credit card information we will be unable to serve your leads needs.

Electronic Communications

When you visit Health Leads Direct or send e-mail to us, you are communicating with us electronically. You consent to receive communications from us electronically. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.

Disclaimers of warranties and Limitations of Liability

This site is offered "AS IS". Their are no warranties of any kind expressing the functionality, operation, content, or products of this web site. The use of this web site is ultimately your responsibility. There's no warranties to the operation or service of the web sites servers, e-mail (sent or received), or any negative component such as a virus.

Site Policies, Modification, and Severity

We reserve the right to make changes to our site, policies, and these Conditions of Use at any time. If any of these conditions shall be deemed invalid, void, or for any reason unenforceable, that condition shall be deemed severe and shall not affect the validity and enforceability of any remaining condition.

Distribution Agreement

Lead Distribution Agreement - Please Read And Review Carefully

1. Purchaser's Covenants

Purchaser warrants that it is a legally formed and duly authorized insurance company holding all certificates and licenses necessary for the operation of an insurance business in the State of Alabama, State of Alaska, State of Arizona, State of Arkansas, State of California, State of Colorado, State of Connecticut, State of Delaware, District of Columbia, State of Florida, State of Georgia, State of Hawaii, State of Idaho, State of Illinois, State of Indiana, State of Iowa, State of Kansas, State of Kentucky, State of Louisiana, State of Maine, State of Maryland, State of Massachusetts, State of Michigan, State of Minnesota, State of Mississippi, State of Missouri, State of Montana, State of Nebraska, State of Nevada, State of New Hampshire, State of New Jersey, State of New Mexico, State of New York, State of North Carolina, State of North Dakota, State of Ohio, State of Oklahoma, State of Oregon, State of Pennsylvania, State of Rhode Island, State of South Carolina, State of South Dakota, State of Tennessee, State of Texas, State of Utah, State of Vermont, State of Virginia, State of Washington, State of West Virginia, State of Wisconsin, State of Wyoming, and any other state the Purchaser is requesting and acquiring on the List. Purchaser covenants that it is acquiring the List exclusively for its own business purposes and not with the intention of reselling, redistributing or reproducing the List for other personal or commercial purposes. By executing this Agreement and accepting the List, Purchaser agrees that:

  • Information contained in the List will be used solely for the marketing of Purchaser’s insurance products to individuals and entities identified in the List (the "Purpose");

  • Information contained in the List will be disclosed only to those employees, directors and duly authorized sales agents of Purchaser who have the need to know the information contained in the List
  • Neither the List nor any portion thereof will be copied or reproduced except as is necessary for the effectuation and accomplishment of the Purpose; and
  • Purchaser shall not, and shall not allow any of its employees, directors or agents to, assign, sell, lease or otherwise transfer the List or any portion thereof without the prior written consent of Health Leads Direct.

2. Purchaser's Indemnification of Health Leads Direct.

Purchaser agrees to indemnify and save harmless Health Leads Direct, its directors, shareholders, officers, agents, employees and representatives (collectively, "Health Leads Direct") from any and all liabilities, lawsuits, penalties, claims or demands (including the costs, expenses and reasonable attorneys’ fees on account thereof) that may be made by any third party for injuries, damages or losses sustained as a result of Purchaser’s use of the List (or, use of the List by any employee, director, agent or representative of Purchaser) in any manner and/or for any purpose not expressly permitted by this Agreement. Purchaser agrees to defend Health Leads Direct, at Health Leads Direct’s request, against any such liability, claim or demand. Purchaser shall promptly notify Health Leads Direct in writing of any claims or demands against Health Leads Direct for which Purchaser is responsible here under. The foregoing indemnity shall be in addition to any other indemnity obligations of Purchaser set forth in this Agreement.

By purchasing leads you are accepting the terms and conditions set forth in this Distribution Agreement.

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"I've tried all of the on-line lead sources, but I love LifeLeadsDirect because I choose the leads, I buy only what I need, and I run what I like! Keep up the great work!"

John Tailor - Met Life

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"Have closed 3 cases out of 5 leads and will be writing two more cases on the other lead next month. Thank you!"

Kelley Wallace - Independent Agent

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"All I can say is since I started using your leads, my life has become so much less! Less hassles, less marketing mistakes, less slammed doors! One thing that has been more since I started using your service!"


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"Thank you! My marketing efforts have gone from cold calling referral leads to seeing my production and sales soar with your system! Please keep them coming!"


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"Thanks! I'm quite happy with the service. I have 3 policies in process and several more that sound like they will eventually work out."


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Phone Number (877) 245-3238